9-7 squares and square roots problem solving

9-7 squares and square roots problem solving

9-7 squares and square roots problem solving


9-7 squares and square roots problem solving


Who cares if Juan and Lenor are closer to In other words, the area of a right triangle is one-half the product of the lengths of its legs.

Factors are the numbers that can multiply together to make another number. To get the worksheet in html format, push the button “View in browser” or “Make html worksheet”. One would be by factoring and then taking two different square roots.

Then my solution is: Part 3 Quickly Estimating Imperfect Squares 1 Find non-perfect squares by estimating. Pick the biggest number with a square that is less than or equal to the “group”. And take care to write neatly, because ” ” is not the same as ” “. Note that although imaginary numbers can’t be represented with ordinary digits, they can still be treated like ordinary numbers in many ways.

To start, find the two perfect squares your number is between. Write this underneath your first group and subtract to find the difference. Affiliate We can take any counting number, square it, and end up with a nice neat number.

Basic instructions for the worksheets Each worksheet is randomly generated and thus unique. The number you find in this step is the second digit of your answer, so you can add it above the radical sign.

Taking the positive square root since a triangle can’t have a negative base , we see that: We know the area of a right triangle is. Next, we would subtract 4 from 6 our first “group” , getting 2 as our answer.

Since I have two copies of 5, I can take 5 out front. Since 40 is greater than 62, its square root will be greater than 6, and since it is less than 72, its square root will be less than 7. That is, we find anything of which we’ve got a pair inside the radical, and we move one copy of it out front.

Next, we would drop down the next group 45 to get Finding the square roots of imperfect squares can sometimes be a bit of a pain — especially if you’re not using a calculator in the sections below, you’ll find tricks for making this process easier. For example, if the number under the radical sign is Next, square your estimate.

At first glance, this looks very difficult! They’ll always be there for you , like Ross, Rachel, Chandler, Monica, Joey, and Phoebe. Continue performing this modified long division pattern until you start getting zeroes when you subtract from your “dropped-down” number or you reach your desired level of accuracy. But my steps above show how you can switch back and forth between the different formats multiplication inside one radical, versus multiplication of two radicals to help in the simplification process.

Since we’ve memorized our perfect squares, we can say that 40 is in between 62 and 72, or 36 and Finally, we would write 4 once more to the left, leaving a small space to add onto the end, like this: To get the PDF worksheet, simply push the button titled “Create PDF” or “Make PDF worksheet”. It’s not 4 or -4 — squaring either of these gives positive Next, determine which of these two numbers it is the closest to.

Aye, there’s the rub. In this case, the answer is 5. Another way to do the above simplification would be to remember our squares. This is slightly below our original number, so we know that the exact square root is between 6.

In our example, the first group in To indicate some root other than a square root when writing, we use the same radical symbol as for the square root, but we insert a number into the front of the radical, writing the number small and tucking it into the “check mark” part of the radical symbol.

It may not surprise you to learn that math is something of an exact science, so those exact answers are important. Then we’d round the above value to an appropriate number of decimal places and use a real-world unit or label, like “1.

Since you already know a dozen or so perfect squares, any number that falls between two of these perfect squares can be found by “whittling away” at an estimate between these values. Similarly, 49 is the square of 7, so it contains two copies of the factor 7: Simplifying Square-Root Terms To simplify a term containing a square root, we “take out” anything that is a “perfect square”; that is, we factor inside the radical symbol and then we take out in front of that symbol anything that has two copies of the same factor.

In these cases, we have to substitute imaginary numbers usually in the form of letters or symbols to take the place of the negative number’s square root. The “3” in the radical above is called the “index” of the radical the plural being “indices”, pronounced “INN-duh-seez” ; the “64” is “the argument of the radical”, also called “the radicand”.

This is slightly lower than our original number. Next, you want to add a digit to the right side of the number you’ve written off to the left. To do this, we’ll use a solving method or algorithm that’s similar — but not exactly the same — as basic long division. In mathematical notation, the previous sentence means the following: When you’re done, the numbers you used to fill the blanks at each step plus the very first number you used make up the digits in your answer.

You’ve gotten off to an excellent start. Next, we would drop down the next pair of digits, 00, to make In our case here, it’s not. This option is useful for algebra 1 and 2 courses. Continuing from our example, we would subtract from to get In fact, there isn’t a way to write the square root of or any other negative number with ordinary numbers.

No, you wouldn’t include a “times” symbol in the final answer. Simplify The argument of this radical, 75, factors as: In our example, let’s pick 6. You could put a “times” symbol between the two radicals, but this isn’t standard. In the second case, we’re looking for any and all values what will make the original equation true.

To start, pick a “tenth place” decimal point for your answer — it doesn’t have to be correct, but you’ll save time if you use common sense to pick one that’s close to the right answer.

If you’ve read through the examples in this section and they made complete sense to you, give yourself a pat on the back—or a pat on the knee, if that’s more easily accessible. To start solving your problem, group the digits of the number under the radical sign into pairs, starting at the decimal point. To simplify this sort of radical, we need to factor the argument that is, factor whatever is inside the radical symbol and “take out” one copy of anything that is a square.

For example, let’s say that we want to find the square root of 6. Though it can be a little time-consuming, it’s possible to solve for the square roots of difficult imperfect squares without a calculator. For instance, consider , the square root of three. Technically, just the “check mark” part of the symbol is the radical; the line across the top is called the “vinculum”. As soon as you see that you have a pair of factors or a perfect square, and that whatever remains will have nothing that can be pulled out of the radical, you’ve gone far enough.

What number am I thinking of? However, if you’d like a more accurate answer, all you need to do is pick an estimate for your “hundredths place” that puts this estimate between your first two. But when we are just simplifying the expression , the ONLY answer is “2”; this positive result is called the “principal” root. Since most of what you’ll be dealing with will be square roots that is, second roots , most of this lesson will deal with them specifically.

That is, the definition of the square root says that the square root will spit out only the positive root.

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36 write an essay about

36 write an essay about

36 write an essay about


36 write an essay about


He was the captain of the football team dating the head cheerleader. Bradley invited Melody to his house. This function allows you to move easily between changes and accept any or all of the modifications proposed by the proofreader. They kept their promise to produce the result on time and the quality of the paper is as they advertised. Understanding the question See Guide 1. If you are given the topic, you should think about the type of paper that you want to produce. Finally, review what you have written.

If you started out writing about the scarcity of information regarding global warming, but came across a bunch of scientific evidence supporting global warming, you at least have to consider revising what your essay is about.

However, this opportunity also gives you the advantage to choose a subject that is interesting or relevant to you. This is where you will need to think about the structure of your essay and make sure you follow a clear path through to your conclusion.

Is there something useful or important here that gets mentioned later on? Any information that doesn’t directly or indirectly support your thesis should be cut out. Draw three to five lines branching off from this topic and write down your main ideas at the ends of these lines. He was also the president of his high school. Why do they sound good? If you are unhappy with any aspect of our service we will refund your money or proofread your document again gratis. There should be at least two examples or facts in each body paragraph to support the central idea.

This step is especially important if your paper is a research paper. Top of page A word on plagiarism See Guide 1. Remember you are not writing a book, so you need to select a few main arguments to support your answer to the question. Outline your essay into introductory, body and summary paragraphs.

Introduce your main idea in your thesis statement, and make sure that all of your story elements tie back to your thesis statement. Prepare an outline or diagram of your ideas. Whatever the mission of the essay, make sure that you are interested in your topic. Verbs communicate the action in a sentence and drive the action. The summary paragraph summarizes your essay and is often a reverse of the introductory paragrah.

You can refer to your lecture notes, but don’t rely solely on these, as they are often a general overview or could contain incorrect information if you have misunderstood something. Think of your tutor as your audience, be strategic, and find out what your tutor wants to know. Some essay briefs are more helpful than others. Remember that referring to ideas first introduced in the initial paragraph provides structure to your essay. Even if your teacher does not allow Wikipedia, you can still use Wikipedia articles as a starting point.

Our very competitive prices are set at a fixed rate per thousand words see Prices , and the price remains the same irrespective of the complexity of the work or the amount of corrections required.

Check for run-on sentences , commas and periods inside quotation marks, as well as sparely-used dashes, colons, and semi-colons. Can you use Wikipedia? He couldn’t write an essay to save his life. Be prepared for ideas to come to you when you least expect them. Choose the central idea, or thesis, of your essay. Fill in these spaces with relative information that will help link smaller ideas together. From there, begin to list your main ideas, leaving space under each one.

Reread your paper and check to see if it makes sense. Once you have done this you can sort out your ideas using your initial plan. Generally, stick to shorter sentences, but remember to vary these with some longer ones occasionally. We guarantee never to give away your personal information, including your name, to any third party. However, you should freewrite to let your thoughts reveal themselves. Next, write each of your supporting ideas in sentence format, but leave three or four lines in between each point to come back and give detailed examples to back up your position.

These essays explain how topics affect each other and how they are interdependent. Every semester, Fastweb helps thousands of students pay for school by matching them to scholarships, grants, and internships, for which they actually qualify. Don’t use “I” statements such as “I think. Walk in your neighborhood or local park and think about your topic. A narrative essay recounts an incident that either you or others have experienced. The complete disappearance of the workplace.

You may have your topic assigned, or you may be given free reign to write on the subject of your choice. The Internet in the home, benefits and ease of use of modern computer systems The Guardian, The Independent, The Observer and ever increasing on-line resources, such as the Internet. Your thesis statement will have two parts. Is your teacher picky about what’s considered reliable sources?

How-to essays explain the steps required for completing a task or a procedure with the goal of instructing the reader. However, the standard essay form follows the same basic patterns as discussed in this ‘how to’.

What are the main ideas? You may download a. These publications often have specific days in the week when they focus on issues such as business, society, law and so on. However, you need to come up with your original spin on the topic to make it uniquely yours.

Prepare to be blown away. When connecting similar ideas: This will highlight any changes to the text.

Download a copy to print out.

101 great websites to end homework hassles

101 great websites to end homework hassles

101 great websites to end homework hassles


101 great websites to end homework hassles


Some like to understand before they go ahead with a problem, while others learn best by doing. When her son, Ari, 7, is working on his math homework, Julie Hoffman, of Baton Rouge, makes a point of sorting her mail and paying bills. Rewards can be as simple as a sticker on a chart – it doesn’t have to be expensive! She loves finding and sharing activities and solutions to help her fellow moms stay sane. Do Homework Immediately After School — As soon as your child arrives home from school make sure to have them sit down and immediately do homework.

Younger children love play acting, and the opportunity to reverse roles with an adult often has joyful, surprising and sometimes hilarious results. Globally-renowned Child and Adult Psychiatrist, Author and Expert in Cognitive Behavior Habyts handles the sticky gotchas that go with screen time I know this is difficult sometimes and I struggle with this myself. Conscientious mother of two and author Kerry Podmore has tracked them down in an easy to read, trusty little guide.

Let Your Child Be the Teacher The very best way to learn anything is to explain it to someone else. When providing an answer to a frustrating problem, also show the child how you arrived at the solution to ensure they are learning from your assistance. This allows your child to get into the homework mindset, without distractions of toys, electronics and other family happenings.

Learn about new offers and get more deals by joining our newsletter Sign up to newsletters. And let your child do homework at the kitchen table if he wants to.

Smart Solutions for Everyday Discipline and Behavior Problems. They would rather play with their friends, participate in an after-school activity, or simply unwind in front of the TV. Have them explain part of the subject to you. All these savings were achieved from the comfort of home while surfing the internet! While it’s fine to offer gentle reminders “Remember that you have math and reading assignments on Wednesdays” , don’t nag your child to get her work done.

Play a board game where a correct answer allows a move or an advantage. There are many households across the globe that struggle with the hassle of homework; whether your child consistently strikes up a debate about homework or occasionally gives you a hard time, here are 10 ways to end the hassle of homework for good!

Praise your child’s good work, and don’t overreact to his errors. If the homework is about something you can show your children, such as something in nature or local history, take them out, explore with them, and let them experience things. Allow Venting — Just like adults, children have strengths and weaknesses, but they still have to complete their homework.

Then let them pretend to be the teacher while you become their student. Create Specific Homework Space — It is extremely important to have a place in the home that is designated specifically for homework time. I like the ability to simply turn off the internet from the kids. Source Give Real Life Examples Often homework seems pointless to children. Mike E Motivating My kids were more interested in competing with each other with the Rewards feature… It was great having them doing something together and having fun.

Nicole D The Perfect Solution Habyts is the perfect solution Each parent knows their child best. Comments Studying Strategies After seven hours in the classroom, who wants to sit down and do homework? Try explaining something by using a picture, and then another time with a song, and so on.

Once your child begins her homework, encourage her to complete it before getting on the computer or playing “one quick video game. Split Homework Time Up — If your child has a huge load of homework to complete, try to split homework time in half. As children love attention, they will enjoy doing well at their homework because your attention will be a prized reward. Provide Soothing Music — Some children work better with music in the background, you know your child best.

Use any of these tips that you feel will help in your family with your own children and watch as the homework hassles disappear for good.

We’re both really savvy with technology! Just for a laugh, I set my phone timer to make the most ridiculous sounds when the time runs out. Robin Lanahan, of Portland, Oregon, keeps turkey jerky, protein bars, bottled water, and trail mix in the car for her son, Owen, 7.

Don’t break it up. Camille S Turn Off The Internet My two kids are constant users of Android phones, and tablets Lanahan then lets Owen run around the playground for a while.

You know your children best, so it’s up to you. Find Out More Hear why experts love Habyts “If screen time is a struggle for your family, I suggest you give Habyts a try.

Education World presents dozens of ideas for improving homework assignments and students’ attitudes toward homework, as well as ways to motivate and recognize studenst who do the work. See why parents love Habyts Hassle-Free I don’t want their heads stuck in their devices all of the time and go to sites they should not If your child seems stressed out by her workload, your first step is to attach a note to the assignment, indicating how much time your child spent on the work and why you think she had trouble “It was too complex”.

Go on, start clicking your way to big savings. Homework may help your child learn, but it’s still a major chore. Whether or not you agree with the concept, homework is a reality for almost all school children. You can reward for each section being finished if you like, or reward for all the planned sections for the day being completed.

The best way to handle this is to actively give attention for a good attitude to homework, and to dismiss negative attitudes without making any unnecessary fuss over them. Homework Can Be Fun There seems to be a universal expectation that homework is boring and something to struggle over.

Because let’s face it: Give her guidance, not answers. And your child may want to do his reading assignment on the ride home from school, since this makes good use of “dead time.

Everyone is different, and the more you understand how your children best learn, the more enjoyable you can make homework time for them. Completing each section will become an achievement in itself, which will in turn encourage them to keep going. If attention is only given for good behavior, then usually good behavior is what you’ll get! A site may be comprehensive, but that doesn’t mean it’s the most credible. When he asks you to test him on his spelling words, say “great” each time he gets one right.

The National Education Association and the PTA recommend a maximum of 10 minutes of homework per grade level per night. More in Behavioral Development. Dig a little deeper and discover a goldmine of resources including language translators, metric converters, world clocks and interactive maps that cover every square metre of the planet.

The more entertaining the better – children learn best when playing. That’s the only way my daughter uses her tablet. If you can show them how to use something they are learning in real life, suddenly it all becomes a lot more interesting.

If your child has a playdate, suggest that the kids take a break to do their homework together. Your last resort is to lobby the PTA. I can monitor how long they do certain things on the computer. If they get all the work done in this time they are done This makes it to where they can be more dependent. Be a role model. No credit card required. Habyts controls incognito private browsing. Kayla A Study Time Increased And Social Media Decreased I like knowing what my kids are doing on the computer without checking on them very often Over time, I’ve discovered ways to turn the inevitable chore of homework into something fun and even a time to look forward to.

However, most of the homework given to children today is actually designed to engage and interest them. There is so much to gain. Often, the best way to do this is to experiment and to see what works. If he makes a mistake, say “almost,” spell it correctly, and have him try again. If you can help your children organise their homework into neat little chunks to be completed each day, they will get used to the routine and it won’t seem so daunting.

It’s fine to assist your child with her homework, but never do an assignment for her. Free up his schedule. Originally published in the October issue of Parents magazine. And just because a website is branded well doesn’t mean it’s necessarily trustworthy or in the best interests for your child. Unglue Your Kids From Their Screens I share my tips here with you in the hope that I will help bring some peace and sanity into your home when the books come out!

Alternatively, draw a picture of what ridiculous situations might arise if someone miscalculated how wide to make a road. Set up a well-lit work area that includes a desk, sharpened pencils and erasers, a children’s dictionary, and color-coded folders for different subjects. Homework is much more approachable if it’s broken up into small, manageable sections.

125 a day business plan

125 a day business plan

125 a day business plan


125 a day business plan


For these months and the period that follows, your business plan needs to show: Tip Large corporations might use a day plan to evaluate new managers and executives to see how the new leader plans on stepping in and creating results. We do not foresee this trend turning in the near future, and intend to capture a share of this market.

Write a list of action steps that will help propel the company to the next stage of meeting long-term goals. For business owners, this means decreased company payroll and tax liabilities for social security, Medicare, and unemployment.

You might be wondering what type of business model relies on a day business plan. Referral marketing is the key type of marketing strategy utilized.

The business plan, as the math would suggest, covers the first 4 months of operations in a new business. It also provides an excellent first step to getting your thoughts organized — a suitable road map for a more comprehensive plan. Safe Kids Child Care offers a lower staff to child ratio, which is appealing to most parents. This will help you to prioritize your goals.

As a result, there are many centers that provide quality care for children in the same area as Safe Kids. Remember that the short-term goals are part of a bigger picture. Business consultant Business planning course Revise the company’s main business plan. Maintaining and further enhancing its reputation in the community is crucial to gaining additional market share of this target market.

This section will mention how you will operate the business and sell your goods and services. More often than not, the start-up period itself lasts months, so it’s likely that you’ll actually need a plan showing what happens for months, the first half of those subsumed by the start-up phase. This is the first part of the business plan. Sorry, preview is currently unavailable.

The original plan will have all of the company’s long-term goals, from which you can narrow down and concentrate on the most important parts. Call the industry experts at MasterPlans today to learn how our team of writers and modelers can help you! Other People Are Reading How to Write an Artist Business Plan Write the finance section.

Write the management section. Create your own business plan 4. Your most important business strategy should be accomplished at least by the end of the day plan if not sooner.

Quick returns gain attention while you focus on longer-term goals that can result in bigger returns over time. Incorporate your day business plan into your long-term business plan. The larger commercial chain child care centers, such as KinderCare, have a majority of the market share.

This is only necessary if you feel that you need more help in finishing your plan or if you feel that the consultant will be better able to analyze your plan, take out mistakes and give important advice and feedback.

Review the goals outlined in the year business plan. Will you turn to radio ads, magazine sidebars, Internet ads, or trade shows? This will give you can idea of how to write the day business plan. Develop a web content, usability, and readability checklist.

Usability middleman are needed to bridge the “gap” between “content” and “code” specialists to deliver high quality content to consumers in the quickest, easiest, and most need-sensitive manner possible.

Do low profit, high profile jobs to build momentum. The company is confident that this will be a successful venture because of the quality of its managers and the capability of its Care Staff, which is mentioned in more detail in the Personnel section. Write the operations section. After all, what can possibly be accomplished that is measurably significant in such a short period of time? You can also use this mini-plan to pitch your business idea to potential investors or partners, especially those who don’t have time to read a hefty 30 page proposal.

Section Plans Section plans provide a simple and effective way to add employee benefits, especially for businesses with a number of employees who regularly have medical and childcare expenses. The trip might be 2, miles, but the first leg is only miles. Describe in detail how you will be marketing your goods and service. Write draft for book by Q2 You will be describing all the management jobs, how they will be executed and how much you will be paying the managers.

We recommend using LivePlan as the easiest way to create automatic financials for your own business plan. Begin by listing the most important ones first, such as the return on investment and the financial costs. As well, a ping to the server is timed at Posted in Articles by Masterplans Day Business Plan For A New Job Did you search day business plan for a new job trying to figure out what a plan should look like, or what you need to do to try to get a new position as a self-employed entrepreneur?

You can choose to find a business template or software that can help you in writing your business plan and take you step by step through the whole process. The above worksheet is one page. Over the next five years, Internet traffic is projected to double every six months source: This will have three sections related to the finance pages.

Leverage “usable content design” expertise into “brand imprinting. Promoted by Write the executive summary. View a sample of the “One Day Business Plan. You can download the paper by clicking the button above.

Again, revise the list of points you made in the beginning to prioritize what you want to concentrate on most in your day business plan. The top priority item should be completed within the day plan with other actionable goals started during the day phase. Develop a point usability and readability checklist by Q1 Help organizations and companies deliver content that is easy to access, navigate, and assimilate.

Take your finished plan to a business consultant. Create a desired date to accomplish the actionable item goals. Understanding the long-term goals helps to prioritize immediate needs. Many schools an colleges offer short course on how to write and execute a business plan.

Include the possible return on investment for each actionable item. In turn, this increases the demand for child care facilities. Action steps include personnel changes or training, product additions or reductions, or obtaining financing for expanding operations. Develop a network of colleagues and industry professionals.

It should have your statement of cash flow, a profit and loss statement and the balance sheet. Write all the actions that the business needs to take in a step by step format. This should be short and cover all the major points in a concise manner. The plan obviously must extend beyond days, but a day business plan establishes the immediate focus toward the longer-term goals of the organization.

Not incorporating the day plan into the year plan is like driving the first miles without plotting the next on the map to complete the 2,mile trip. Use first clients to define services and build reputation. The next part of the business plan will involve writing all things related to management. The child care industry is split between large, commercially-run centers and smaller, locally-owned centers.

What advertising methods make the most sense for your business? However, with executive positions constantly under scrutiny, top management must have short-term goals that show positive results whether in revenues, innovations or public support.

The day business plan can be likened to the first leg of a road trip. Sample One Day Business Plan for “Usable Web Design Company” Business Vision Vision: Revise the points that you initially jotted down to see what are your immediate priorities regarding this section. Want help developing this plan? During start-up, you are not earning any sustained revenues, but your company is putting its funding to work to build out an office, create a pipeline, and put in place all of the essentials for a sustained business operation.

Take a business planning course if you need to. Write the marketing section. Write a critically acclaimed book to establish expertise and credibility. Integrate the day business plan into the long-term goals and plan of the company. Employees can deduct their insurance premiums pretax and set aside pretax funds to use toward qualified medical and dependent care expenses.

Marketing Use company website as a virtual business card and portfolio. Usable Web Design – Secrets and Strategies. Keep this section short, as you will be listing all the details related to finance in the appendix.

Be recognized as a premier “web content” and “information architecture” specialist in Singapore and North America. Make sure that all sections of the plan including the executive summary, operations, management, marketing, and finance are all in order.

401 business in k plan small

401 business in k plan small

401 business in k plan small


401 business in k plan small


Attract and keep qualified employees Offering a retirement plan is a smart way to help level the professional playing field between your small business and larger companies. Small Business and Entrepreneurship Council Fact and Data, U. We know retirement planning is personal. When arranging the trust, you need to select a trustee.

Since Inception returns are provided for funds with less than 10 years of history and are as of the fund’s inception date.

This annual return is done electronically. When you have a k plan at your small business, you will need to keep track of employee contributions. This and other information may be found in each fund’s prospectus or summary prospectus, if available. Because we specialize in small business k plans, your plan is anything but small to us.

Give a summary of material modification SMM when employees make changes. Prospectuses can be obtained by contacting us. Reprinted with permission of Barron’s. Your recordkeeping system is important for preparing annual reports, which you are required to do. This is more than a traditional broker would do. This lets eligible employees know what to expect out of the plan. Decide who is establishing and maintaining the plan First, you need to determine if you will set up the plan on your own or turn to a professional or financial institution bank, mutual fund provider, or insurance company.

The SPD should have information on employee eligibility, contributions, when it is vested, distributions, claims, and employee rights and responsibilities. We do not offer one-size-fits-all service—we offer customizable service guarantees, in writing, to you and your employees. Our single goal on enrollment day is to create a customized day to ensure every employee in every location gets the help and education they need.

And that’s where we come in. Your Retirement Counselor will take the lead on your plan conversion, deliver a best-in-class enrollment day and continue to lighten your load for ongoing plan administration and employee education.

It all begins with your Retirement Counselor—your dedicated single point of contact. You might be met with some fees for establishing the plan. Our entire business is specifically designed to meet this important goal.

You need to distribute reports to participants, as well. The performance data contained herein represents past performance which does not guarantee future results.

Create a written plan document Unless you hire a professional or financial institution to establish and maintain the k , you will need to create a written plan document. It is not known whether the clients approve or disapprove of Fisher Investments k Solutions or the services provided.

Prepare a summary plan description SPD to distribute to qualifying employees in the k plan. SIMPLE k plans Solo k plans You can also offer a Roth k , which is like a traditional k plan. These tests compare salary deferrals of highly compensated employees to non-highly compensated employees. A k plan can help attract and keep employees. If a professional or financial institution is handling the plan for you, they will write the written plan. Because contributions to a k plan excluding Roth are made on a pre-tax basis, each participating employee reduces their tax liability, which could mean more money in their pocket.

Roughly million U. The Retirement Savings Crisis: Expense Ratio — Gross Expense Ratio is the total annual operating expense before waivers or reimbursements from the fund’s most recent prospectus. Their role is to help you and your employees get the most from your k plan. Merrill Lynch Life Agency Inc. This is not intended as legal advice; for more information, please click here. Deciding on a trustee is an important part of establishing a plan, as they must handle contributions, plan investments, and distributions.

We help people of all ages and all income levels save for a comfortable retirement. Always read the prospectus or summary prospectus carefully before you invest or send money.

Banking products are provided by Bank of America, N. Try it for free today! Fisher Investments k Solutions will work with your business to help you and your employees get the most out of your k plan. And, distribute an individual benefit statement IBS to show plan participants their total benefits. Lastly, distribute a summary annual report SAR when you file Form so participants know what you reported to the IRS. Testing If you have a traditional k plan, it is subject to annual k testing to ensure all employees benefit, not just highly compensated employees.

For performance information current to the most recent month end, please contact us. Your document needs to list what type of k plan you have decided on and what features you want the plan to have i. Retain valuable employees who want retirement options in their benefits package. Small Business k Serving small businesses is our business If your small business offers a k plan, you already know what a great—and very important—benefit it can be to your employees. Actual Deferral Percentage ADP and Actual Contribution Percentage ACP tests.

A business plan for a small bakery

A business plan for a small bakery

A business plan for a small bakery


A business plan for a small bakery


Writing the plan forces you to meticulously analyze every aspect of your business — from how often you need to order supplies, to the daily quantities you need to bake. Maybe you can follow the route taken by Paul Sapienza, owner of Sapienza Bake Shop in upstate New York. To promote her business, Green devotes some of her time to blogging. Your break-even price will be approximately 63 cents per cupcake. Research how to buy baking supplies in bulk or from wholesalers rather than buying flour, cake mixes, icing, boxes, wrappers and other products from your local supermarket at retail prices.

Meanwhile, you can contact us by phone. Let Them Eat cup Cake? Have a defined friends and family policy Before you sell your first scone, be aware that friends and family will probably ask for a discount. With a killer website, pictures of your work, and a way to place an order, you can run it from your home. Look at existing demographic information such as government census figures or from a trade group.

Six to eight moderate batches of bakery and pastry products are prepared during the day to assure fresh baked goods are always available. Write your marketing plan, which is what you will do to get customers to come to your bakery. The trucks even have their own Twitter handle, so customers can locate them at any time.

The assessment of these options should include details of the cost of attaining the space as well as the cost of transforming it to fit your needs. The end of the year will be busy too, Batiste says, as the holidays are always a hectic time for bakers. I was just calling it ‘Minneapolis coffee shop. How to Write a Bakery Business Plan: Fields and Famous Amos started in the kitchen, but very few make the leap to a successful business ,” he says, adding that “cupcakes might be the exception to the rule.

Write a description of your bakery. This will establish a healthy, consistent revenue base to ensure stability of the business.

Learn more about business planning software. Shoppers that are out and about are likely to wander into your shop on sunny summer days. Well, Batiste has her own dessert trucks that travel the streets of Los Angeles selling all kinds of tasty treats. Hoards of hungry choco-holics consumed cakes during opening weekend alone. He is very bright. Next, after determining a research-based sales estimate, look at cost structure, which O’Donnell says starts with building and equipment.

Private research firm AnythingResearch. Redirect URLs must take the form http: One of our research specialists is preparing an answer. You should always be looking for new ways to get your name out there, Green says.

Diversify Most bakeries are busy during the warm months. Hello Cupcake in Washington, D. He suggests the following questions: Share it with us on: The “Cupcakes Take the Cake” blog had an active discussion about a year ago featuring a video log of Cincinnati’s Funky Brick Bakery efforts to launch its business.

More owners are trying to capitalize on the sit-down and dine option. The Market The retail coffee industry in the U. High visibility and competitive products and service are critical to capture this segment of the market.

Neither O’Donnell nor Sapienza is completely sold on the software, however. Our team of business plan writers have MBAs and wide-ranging experience working for world-renowned Fortune consulting companies Deloitte, PWC, Bain, BCG.

But even good news has its limits, she said. The mini-chain, which only has one U. The press swooning over them so much that people want to by nature reject them is the problem,” McKenna says. The key to a good name, according to BabyCakes NYC owner Erin McKenna, is one that strikes a good mix between “warmth and comfort. Conduct a Market Study There’s little doubt that bakeries are big. Make sure you create a full list of tools.

The cool marine climate in southwest Washington stimulates consumption of hot beverages throughout the year. The Company JJB is incorporated in the state of Washington.

Bakeries, pastry shops, and bagel sellers are growing at a rate of 5 percent, according to AnythingResearch. Follow this section with your wrap-up summary and what you are seeking in investment money, if you’re looking for a partner.

Though I do all the baking, my husband helps me tremendously, from delivering to running out late for some organic butter. As with any business, networking can bring in more customers. If you do your regular daily cooking in your kitchen, forget it.

OGScapital was established in Providing the highest quality product with personal customer service. What You Absolutely Cannot Afford to Forget When Pricing Your Products 5. Get as much demographic information about your prospective customers as you can, such as income level and amount they spend eating out.

For VanDeraa, picking out the name was the hardest part. It is equally owned and managed by its two partners. Make your financial projections.

How to get your business plan Fill out the form and submit it to us. This will be the “Company Overview” of your business plan. Do not forget to consider the legal necessaries—which will vary state to state—such as obtaining a license to bake out of your own kitchen. The company plans to build a strong market position in the town, due to the partners’ industry experience and mild competitive climate in the area.

What sections will be included in the business plan? Darina Ali Zein For me, this site explained everything, thank you so much for these information and these advises. An error occurred while sending your request. What a great experience! Bakery items are expected to be made fresh every day so there must be kitchen facilities on location. General cleanliness is one obvious requirement but there are also more specific safety issues that you may need to address. Our reputation More than 1, companies use OGScapital worldwide We have been mentioned in the press: To do this, you need to outline all of your costs, such as rent, supplies, salaries and other overhead, or costs it takes to keep the bakery operational.

6 steps future problem solving

6 steps future problem solving

6 steps future problem solving


6 steps future problem solving


The solution idea with the highest total rank is the solution idea used to develop your action plan in Step 6. The stories do not have to be written, rather they are performed! Step Four — Essentials 1. The materials may be used with a few students or with an entire class; either the teacher or the students may record the ideas that are generated; the work may be completed with complete teacher guidance or independently in small groups.

Winners are invited to participate in a timed collaborative-writing competition at the International Conference.

Elements of the future must be incorporated within these action proposals by utilizing new or special technologies, methods, or procedures that would be effective. How does it positively impact the future scene? Identifying the underlying problem Study your list of ten factors Question 4 and identify the main underlying problem. Step Three — Essentials 1. Where will the plan be implemented?

Develop an Action Plan Identify Challenges Challenges are statements that identify important concerns, problems, issues, or challenges that have a strong possibility of occurring within the futuristic scenario future scene. Step Two — Suggestions 1. Solution ideas must be relevant to the Condition Phrase, the Key Verb Phrase, and the Purpose of the Underlying Problem U. After completing the six-step process in two hours, students immediately begin work on a second competition called “Presentation of Action Plan” in which they illustrate their final solution by preparing and performing a skit.

Alumni[ edit ] The FPS Alumni Network works to bring together former student competitors who have been impacted by the program. Qualified verbs such as reduce, diminish, increase, enhance, or improve are more practical. Word your challenges as cause and effect logic statements. Step One — Essentials 1. In a good problem statement, the problem is set in the near future. Written in statement form.

The Condition Phrase should result from a significant challenge causing or resulting from the future scene and contained in Step One of the booklet. Demonstrate how your action plan will achieve what you set out to accomplish in Step 2 KVP and the Purpose. Brainstorm Solutions to solve the Underlying Problem.

A Six Step Process for Future Problem Solving Once the teacher has prepared a clear statement of the problem and presented it to students in an interesting way e. Step Five — Suggestions 1. Read background information on the problem of waste management in Bergana. The description of the goal or direction to be pursued by the Key Verb Phrase what you hope to accomplish. Attempt to bring new approaches to existing ideas a new twist.

Review a list of reasons why this is a good statement of the problem. A WHO for elaboration could be either an organized group of people or a job title likely to put the solutions into action.

Depending on the affiliate and the type of competition, there may be regional, state, or national levels of competition that take place during the year. It might link several ideas from your ten. Essentially, ScP is for students who enjoy telling stories. Choose the ten you think most important. Your Purpose should clearly result from achieving the action stated in the Key Verb Phrase.

Future Problem Solving is an exciting and practical strategy for helping students develop skills for analysing a problem. Avoid formula writing by explaining how or why your idea is a solution rather than just repeating your KVP or purpose from the UP. The conditions are the impetus for the area of concern that the team has chosen for their solution finding. Each component encourages critical and creative thinking different ways to help students develop the skills necessary for the 21st Century.

Issues examined have included, traffic safety in school zones, homelessness, safe driving, Zika deterrence, and animal shelter support. Elaborate by indicating WHO will implement the solution idea, WHAT will be done, HOW the solution idea will work, and WHY the solution idea will solve the KVP and Purpose of the U. Future Problem Solving for Bergana Q4: If two or more solution ideas are tied for the highest score after completing the grid, break the tie.

Provide a justification Why? Be futuristic in your writing of the solution idea. Only the winners of any given competition qualify to proceed to the next level. Explain WHAT the challenge is, WHY it is a challenge, and HOW it relates to the future scene. The Purpose is connected to the Key Verb Phrase by using …so that…, …in order to…, or other similar connecting phrases. Make sure that you use each number between 8 and 1 once, and only once, in each vertical column.

How will it be done? Step Four — Suggestions 1. Students are grouped by grade level and may compete as individuals or as teams of four. Highlighted projects are featured on the FPSPI website. Step Two — Structure 1. This activity models how the Future Problem Solving strategy can be applied to the waste management problems in a fictional city called Bergana. Explain why this is a good statement of the problem. Programs that are being developed exist as mentored regions in Arkansas, China, France, Guatemala, Hong Kong, India, Ireland, Israel, Kansas, Louisiana, Montana, New Mexico, Oregon, Republic of Georgia, South Carolina, Tennessee, Thailand, Turkey, United Arab Emirates, and Wyoming.

Use the headings in your learning journal to guide your answers. Future Problem Solving Program International involves thousands of students annually from Australia, China, Hong Kong, India, Japan, Korea, Malaysia, New Zealand, Portugal, Singapore, Turkey, United Kingdom, and the United States. Developing an action plan for the best solution Outline the stages you will need to follow to implement this solution.

A positive verb or action for the KVP may create a more effective 6. Coaches work with students throughout the year developing their analytical and creative problem solving skills.

Scenario Writing[ edit ] In the Scenario Writing competition, students write a short story, set at least 20 years in the future, based on one of the competition topics for Global Issues Problem Solving. Be brief — convey the concept in a minimum number of words. Paul Torrance, Future Problem Solving Program International FPSPI stimulates critical and creative thinking skills, encourages students to develop a vision for the future, and prepares students for leadership roles.

Select your 8 most promising solution ideas and list them in the 8 solution idea blanks of the grid. Weighting a criterion means that it will carry more weight in determining your action plan.

How will the action plan be carried out? Step One — Suggestions 1. Explain what you want to do about the problem. To develop the ability of young people globally to design and achieve positive futures through problem solving using critical and creative thinking.

Students spend 1—2 months researching the topic with an eye to potential future challenges and solutions. Adapted from Crabbe, A. If you have fewer than 8 solution ideas, rank the solution ideas based on the number you actually have placed on the grid. Students begin preparing for competition at the start of each school year.

One main verb which is active, descriptive, and clear as it describes the action that must be done to solve the problem. Students are challenged to create a story that is between minute duration, set at least 20 years in the future, and arises from any one of the topics set for Scenario Writing in the FPS year. It is based on a sequence of five steps that help them decide — from a futures perspective — what should be done about a problem.

List three criteria that a very good solution to the problem ought to meet.